If it was difficult for you to get a car with your bad credit, it may be hard for you to lease a car too. Although leasing a car is cheaper than buying, companies may still make it hard to lease if you have less than perfect credit. Your credit score will determine the lease…
Having two or more credit cards can affect your credit score in many ways. It can be negative when the only type of credit you have is in the form of credit cards. Your credit should be diversified among various forms of credit and not just credit cards. It could also hurt your credit score…
There are two kinds of inquiries that can happen on your credit report. They are hard inquiries and soft inquiries. In part 1 of Difference Between Hard Credit Inquiries and Small Credit Inquiries, we covered what hard inquiries are. In part 2, we will cover soft inquiries. What is a soft inquiry? These types…
When you reach a credit score of 700 or above, you’re in a whole other league in the world of credit. A score that high can mean the difference in getting a home loan, or a car loan at a great rate versus triple the rate. It can mean the difference in getting an airline…