Category Archives: Credit Scores

Difference Between Hard Credit Inquiries and Small Credit Inquiries

  There are two kinds of inquiries that can happen on your credit report.  They are hard inquiries and soft inquiries. In part 1 of Difference Between Hard Credit Inquiries and Small Credit Inquiries, we covered what hard inquiries are. In part 2, we will cover soft inquiries. What is a soft inquiry? These types…

How To Reach A 700 Credit Score

When you reach a credit score of 700 or above, you’re in a whole other league in the world of credit. A score that high can mean the difference in getting a home loan, or a car loan at a great rate versus triple the rate. It can mean the difference in getting an airline…